Xpress    MerchantServices Click Here To Start Accepting Credit Cards NOW XpressMerchantServices is a registered ISO/MSP  Copyright © XpressMerchantServices 2001-2010 Do I have to incorporate offshore to use Xpressmerchantservices? Not always, we have several options available, please inquire. How often does the acquirer pay the merchants for deposits batches? Depending on account placement, merchants are paid deposits daily, weekly & bi-weekly. Is there a volume restriction on the amount of credit card transactions I can do in a month? NO. How can I learn more about billing solutions? Contact us and one of our representatives will explain in detail how every solution works and what the benefits are. I am a new business will Xpressmerchantservices approve me for an offshore merchant account? Yes! Our acquirers approve companies on a case-by-case basis. What's important to us is your business plan or model and how you intend to ramp up the volume. I have been placed on the TMF list (Terminated Merchant File), can Xpressmerchantservices help or still approve me? Yes. Each company is reviewed on a case-by-case basis. business category you are in. Are there any monthly maintenance fees involved? Depending on account placement, we do not have monthly fees, but we do have a monthly minimum for processing volume. Most companies charge statement fees, monthly maintenance fees, monthly access fees, gateway fees and huge application fees. What fees are associated with a Offshore merchant account? We have 3 basic fees: the transaction fee, discount fee which varies according to business; (reserve usually 5% to 10%); charge back fee. We keep it simple by providing no hidden charges! Why does your discount rate vary? Discount rates are quoted by analyzing your past processing statements, company financial strength, credit ratings, business category, amount of time in business and other information you provide. What is the reserve and how long is it held? The reserve, if any, is usually 10% . Reserves are held by banks to ensure against losses due to uncollected fees, merchant fines, excessive charge backs, etc. The reserves are held on a 6-month rolling basis in which the held funds from the 1st month will be released to the merchant on the 7th month and so forth. Will we have our own merchant account? YES, absolutely! Having your own merchant account can save you a lot of money and headaches. Do In what currencies can I settle in? Multiple currency settlements available. "USD is more common." Can I accept different currencies from around the world? YES. How long will it take to get an Offshore merchant account established and processing? The length of time will vary on how quickly the paperwork and documentation is received. Once we have all the requested documentation, you're about 72 hours from being fully integrated and processing.